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Peter Kenny's Articles in Finance

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  • Buying A Car With A Personal Contract Purchase Loan
    Although PCP means you don’t own the car during the contract term, it is much cheaper than a loan for financing a car. Even if you get a very low rate, you will pay back more and the depreciation will be higher
  • Loans For The Self-Employed
    One of the biggest problems facing self-employed people is that you are often legally understating your earnings for the purposes of tax, which will hurt you when trying to get a loan
  • Tips On Adjusting Your Credit Limit
    Using credit cards effectively often depends on the level of credit that you have, and how you spend that credit. There are times when you might need to increase your credit limit
  • The Problems And Advantages Of A Lifetime Loan
    If you think that a mortgage is beyond you because even with a term of 25 years the payments are too high, then maybe you should consider getting a lifetime loan
  • What is APR?
    Consumers should understand that if a balance is carried over from one month to the next and so forth, even small differences in the APR can add up over the course of a year.
  • What are Grace Periods?
    In order to learn how your credit card company treats grace periods, you should read their policy which will be on your bill. It is usually located in an area that is called "method of computing balance of purchases"

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